Annual Cover
If you travel often, an annual policy can be significantly cheaper than taking out a single trip policy for each time you travel.With annual cover,you get standard travel insurance coverage for a whole year for trips that do not exceed the maximum trip length.See below a list of insurers offering annual policies.
| Insurer | Type of Cover | Excess | Annual Max Trip Length | Cancellation costs | Medical expenses | Luggage/personal effects | Personal Liability | |
|---|---|---|---|---|---|---|---|---|
| 1COVER | Annual | $100 | 45 | unlimited | unlimited | $5.25K/person | $5M/person |  |
| AMERICAN EXPRESS | Plan B Individual Multi-Trip Asia Pacific |
$100 | 90 | unlimited | unlimited | $15K/person | $5M/person | |
| AMERICAN EXPRESS | Plan C Individual Multi-Trip Worldwide |
$100 | 90 | unlimited | unlimited | $15K/person | $5M/person | |
| AMERICAN EXPRESS | Plan C Family Multi-Trip Worldwide |
$100 | 90 | unlimited | unlimited | $15K/person | $5M/person | |
| BUDGET DIRECT | Annual Frequent Traveller | $0-200 | 90 | unlimited | unlimited | $7.5K/person | 5M/person | |
| COLUMBUS | Annual - Standard Multi-trips 60 days |
$125-$250 | 60 | $10K/person | $12.5M/person | $8.5K/person | $2.5M/person | |
| COLUMBUS | Annual - Premier Multi-trips 60 days |
$125-$250 | 60 | $15K/person | $20M/person | $11.5K/person | $5M/person | |
| INSURE4LESS | Annual Essentials Multi-trips 31 days |
$135 | 31 | $2.5K/person | $10M/person | $3K/person | $2.5M/person | |
| INSURE4LESS | Annual Excel Multi-trips 31 days |
$135 | 31 | $5K/person | $10M/person | $4.25K/person | $5M/person | |
| INSURE4LESS | Annual Excel Plus Multi-trips 31 days |
$135 | 31 | $7.5K/person | $10M/person | $6K/person | $5M/person | |
| INSURE4LESS | Annual Essentials Multi-trips 45 days |
$135 | 45 | $2.5K/person | $10M/person | $3K/person | $2.5M/person | |
| INSURE4LESS | Annual Excel Multi-trips 45 days |
$135 | 45 | $5K/person | $10M/person | $4.25K/person | $5M/person | |
| INSURE4LESS | Annual Excel Plus Multi-trips 45 days |
$135 | 45 | $7.5K/person | $10M/person | $6K/person | $5M/person | |
| INSURE4LESS | Annual Essentials Multi-trips 62 days |
$135 | 62 | $2.5K/person | $10M/person | $3K/person | $2.5M/person | |
| INSURE4LESS | Annual Excel Multi-trips 62 days |
$135 | 62 | $5K/person | $10M/person | $4.25K/person | $5M/person | |
| INSURE4LESS | Annual Excel Plus Multi-trips 62 days |
$135 | 62 | $7.5K/person | $10M/person | $6K/person | $5M/person | |
| INSURE4LESS | Annual Essentials Multi-trips 93 days |
$135 | 93 | $2.5K/person | $10M/person | $3K/person | $2.5M/person | |
| INSURE4LESS | Annual Excel Multi-trips 93 days |
$135 | 93 | $5K/person | $10M/person | $4.25K/person | $5M/person | |
| INSURE4LESS | Annual Excel Plus Multi-trips 93 days |
$135 | 93 | $7.5K/person | $10M/person | $6K/person | $5M/person | |
| KANGOCOVER | Annual Multi-trip 35 days |
$100 | 35 | $15K/person | unlimited | $7.5K/person | $2.5M/person | |
| KANGOCOVER | Annual+Winter Sports Multi-trip 35 days |
$100 | 35 | $15K/person | unlimited | $7.5K/person | $2.5M/person | |
| KANGOCOVER | Annual Multi-trip 60 days |
$100 | 60 | $15K/person | unlimited | $7.5K/person | $2.5M/person | |
| KANGOCOVER | Annual+Winter Sports Multi-trip 60 days |
$100 | 60 | $15K/person | unlimited | $7.5K/person | $2.5M/person | |
| SKI_INSURANCE | Annual Ski Plus Multi-trips 90 days |
$100 | 90 | unlimited | unlimited | $5K/person | $5M/person | |
| TRAVELINSURANZ | Annual Classic Multi-trips 31 days |
$125 | 31 | $2.5K/person | $5M/person | $3K/person | $2.5M/person | |
| TRAVELINSURANZ | Annual Premier Multi-trips 31 days |
$125 | 31 | $5K/person | $5M/person | $4.25K/person | $5M/person | |
| TRAVELINSURANZ | Annual Deluxe Multi-trips 31 days |
$125 | 31 | $10K/person | $10M/person | $15K/person | $5M/person | |